Refinance
Refinancing your home loan can help you save money, lower your rate and repayments, access equity or consolidate debt. But it can also have costs and risks that you need to weigh up carefully. At Enlighten Finance, we can help you find out if refinancing is right for you and guide you through the process.
- We will review your current loan and compare it with other products from over 30 lenders that may suit your needs better.
- We will calculate the potential savings and costs of refinancing, such as exit fees, application fees, valuation fees and stamp duty.
- We will explain the pros and cons of different refinancing options, such as switching to a fixed or variable rate, changing your loan term, adding an offset account or redraw facility, or consolidating other debts into your home loan.
- We will help you with the application process, such as getting a discharge authority from your current lender, submitting the required documents to the new lender, arranging a property valuation and settlement.
- We will handle all the paperwork and communication with the lenders for you, and keep you updated throughout the process. We will also provide ongoing support and advice for your loan.
If you want to refinance your home loan, contact us today for a free consultation. We will help you find out if refinancing is worth it for you.